News2017-05-23T15:37:39+00:00

What’s happening All the Clausula Suelo news

The one-stop resource for everything about Spanish Bank Claims

Power of Attorney Explained

Our Senior Claims Manager Gareth, has answered many questions over the years relating to Power of Attorney. So here are some of his thoughts on the subject. If you wish to make [...]

What is a floor clause?

What is a floor clause? We receive a lot of questions about the now-notorious ‘clausula suelos’ here at Rapido Claims, but by far the most common is: what is a clausa suelo? With hundreds [...]

What is a Clausula Suelo?

Have you taken out a mortgage from a Spanish bank to pay for a Spanish property? Did your mortgage payments not go down in 2009? Are you paying an interest rate of more than [...]

What is a Clausula Suelo or Floor Clause?

It is a clause in a Spanish tracker mortgage agreement that requires you to pay a minimum interest rate, even when the interest rate that the mortgage is tracking – such as the Euribor – is lower.

This means that you could be paying thousands of Euros more than you should be, and the Supreme Court has agreed that many such clauses can be considered abusive.

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