Borrowers with a Unicaja floor clause urged to act now

Borrowers with a Unicaja floor clause urged to act now

You may have heard, whether on our own blog here at Rapido Claims or elsewhere, that one of Spain’s best-known savings banks – Unicaja – has estimated that its accounts for 2016 will be €130 million poorer as a result of the floor clauses scandal.

More specifically, the bank has been required to process claims brought by customers in relation to the controversial clauses because of not only a recent ruling by the Court of Justice of the European Union (CJEU), but also a royal decree.

So, what does all of this mean for you if you are a homeowner and suspect that you have a Unicaja clausula suelo that has been forcing you to pay more for your loan than you should have been?

We’re seasoned experts in Unicaja bank claims

The good news is that if you do have a floor clause in your mortgage contract with Unicaja for which you are entitled to compensation, it couldn’t be easier to find out what you are owed and then get paid, promptly and in full.

We’ve made it possible here at Rapido Claims, with our extremely straightforward claims process. With those who claim with us entitled to about €9,000 on average, and claims taking as little as 90 days to be processed, you could have a lot of very welcome money in your pocket much sooner than you think.

It’s simple – send us a copy of a recent mortgage receipt stating your interest rate and we’ll run through some questions to see if you qualify. With your permission, we’ll then be able to get on with filing the claim.

Talk to us now about your Unicaja clausula suelo

Such a straightforward process, combined with Unicaja’s above disclosure, should give you the confidence that your claim will be well-rewarded, so why wait any longer?

Get in touch with the Rapido Claims team now, and we’ll be able to handle your Unicaja bank claim.

What is a Clausula Suelo or Floor Clause?

It is a clause in a Spanish tracker mortgage agreement that requires you to pay a minimum interest rate, even when the interest rate that the mortgage is tracking – such as the Euribor – is lower.

This means that you could be paying thousands of Euros more than you should be, and the Supreme Court has agreed that many such clauses can be considered abusive.

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By |2017-05-16T12:40:27+00:00May 9th, 2017|Floor Clause|Comments Off on Borrowers with a Unicaja floor clause urged to act now

About the Author:

Gareth is a bank and mortgage claims expert at Rapido claims and has made a successful claim against the bank on one of his own properties.