Home 2017-11-16T16:47:42+00:00

Find Out If You Are Eligible – In 3 Simple Steps

To Get Your Free Assessment Tell us Who You Bank With

""
1 One
2 two
3 three
Term of LoanIn Years
15
0
40
YOU HAVE A CLAIM - AVERAGE €12,000
Find Out More - Fill In The Form
Name
Email
Telephone
Previous
next

over 40 Spanish Banks in total

What is the Process to Submit?

GET IN TOUCH

Simply fill in one of our secure forms and call us. Spain:  +34 951 40 24 30 or UK: +44 207 866 2128

FREE ASSESSMENT

Our Legal & Claims will provide a 100% Free Assessment of your mortgage, explaining fully your claim and what it means

SUBMIT CLAIM

Once we have established you have a claim, our legal team will compile your case file & do everything necessary to complete the claim & return all over paid funds

GET YOUR FREE ASSESSMENT – TODAY

Click the graph to see how the banks have been over charging you

Average Claim: 12,000
90 Day Claims
Lowest Industry Fees 15%
CLICK HERE – FIND OUT IF YOU HAVE A CLAIM

why choose Rapido Claims?

FANATICAL SUPPORT

We take pride in offering an un-rivalled service for all of our clients regardless of the size of the claim

PROFESSIONAL SERVICE

Our dedicated claim managers and in-house legal team ensure we treat each claim in accordance to the current law

ENGLISH SPEAKING

All of our team are fluent in English. We speak your language and 80% of our clients are from the UK or Ireland

TRANSPARENCY

All clients are aware of what we are doing and why we do it. A clear process is laid out with time frames and costs with no hidden surprises

CASE FILE

All clients details are securely stored within out internal systems so when we are contacted we can provide a full update

FREE ADVICE

While we charge for claim submissions our original consultancy is free and we provide a no obligation claim review at the outset

DEDICATED CLAIM MANAGER

A dedicated claim manager will be applied to each case so all clients have the same point of contact through the life of the claim

LOWEST INDUSTRY FEES

Our fees are the lowest in the industry (15% of overall claim), in many cases less than half of what other providers charge

IN HOUSE LEGAL TEAM

Our in-house team are fully qualified lawyers and all registered with the Malaga Bar association and can operate anywhere in Spain

What is a Clausula Suelo or Floor Clause?

It is a clause in a Spanish tracker mortgage agreement that requires you to pay a minimum interest rate, even when the interest rate that the mortgage is tracking – such as the Euribor – is lower.

This means that you could be paying thousands of Euros more than you should be, and the European Court of Justice and the Spanish Supreme Court has agreed that these clauses are abusive and you are entitled to make a claim.

“I tried submitting a claim myself but the bank just denied it. Rapido went back to the bank on my behalf and incredibly got a settlement within 2 months! Over the moon! Thank you.”

Lisa Turner Wright, Orihuela

“Got home this evening and the bank statement was there saying 15,033 has been put into my account!!! Thanks for all of your hard work! Cheers Ian Jenkinson”

Ian Jenkinson, Elviria. Malaga

Power of Attorney Explained

Our Senior Claims Manager Gareth, has answered many questions over the years relating to Power of Attorney. So here are some of his thoughts on the subject. If you wish to make [...]

Brexit hits the Spanish property market – but there’s a potential silver lining

Brexit hits the Spanish property market – but there’s a potential silver lining Much has been stated about both the potential benefits and drawbacks of the UK’s impending departure from the European Union (EU), [...]

Submitted a claim on your own? – The reality and facts

The Law On January 21st 2017 the Spanish government issued a Royal Decree due to the European Court of Justice (ECJ) Ruling on the 21st December 2016, relating to Clausula Suelo (Floor Clause) Claims [...]

Compensation for your Bankia floor clause can be easily obtained

Compensation for your Bankia floor clause can be easily obtained It is difficult to underestimate the sheer notoriety that the ‘clausula suelo’ has gained among Spanish mortgage holders over the last few years. It [...]

CaixaBank braces itself for clausula suelo claims

CaixaBank braces itself for clausula suelo claims A firm indicator of the seriousness with which one of Spain's most widely recognised financial services companies - CaixaBank - takes the floor clause scandal that has [...]

Borrowers with a Unicaja floor clause urged to act now

Borrowers with a Unicaja floor clause urged to act now You may have heard, whether on our own blog here at Rapido Claims or elsewhere, that one of Spain’s best-known savings banks – Unicaja [...]

Not sure? Then give us a call on 0207 866 2128

Making a claim against a financial institution in a foreign language
can be difficult and frustrating, we are here to simplify the process!

My Documents

Your documents will be used to find out how much you can claim

Documents you need

All we need to submit the claim to the bank is a copy of a recent mortgage payment.

How much can I claim?

You can claim for the life of the mortgage

All overpaid interest

How much you can claim depends on the value of your mortgage and the floor clause rate. The floor clause has been termed abusive by the European Court of Justice and the Spanish Supreme Court and all overpaid interest will be paid back in full.

What does Rapido charge?

Lowest in the industry

Our Fee

Our fees are the lowest in the industry at 15% of the final claim amount with a €199 admin fee. Most companies will charge between 20% – 30%and will likely ask for a provision of funds.

Help & Support

A copy of a recent mortgage payment and a copy of the mortgage contract. If you do not have the contract our claims team can request it for you

Since the Royal Decree which came into effect in January 2017. The bank must respond to a claim within 12 weeks of submission. If they do not, then we will submit a case file to the court. In most cases this is when the bank will pay, if not then they are due all court costs which will mean an extra 30-40% for them to pay. In reality most cases will be completed in 4 months.

Our fees are the lowest in the industry at 15% of the final claim amount with a €199 admin fee. Most legal firms charge between 20% – 30% and most will ask for a a minimum fee. If you have been offered no win no fee, check the terms to be sure.